Hey Baby,
I got a collection letter for the student loans. Don’t worry about the credit cards, they will eventually give up and just go away. However, the student loans are the FEDS and they will never go away. We need to contact them and work out some kind of payment plan even if its only $5 a month. They will either take my car or put a tax lien on my house. If you need for me to call them also, just let me know.
Hope your day is brillant.
Love,
Mom
?!?!?!??!
More like, “Hey baby, just keep doing what you’re doing, it doesn’t matter anymore, we’re all financially fucked for the rest of our lives. Kisses!”

